Personal Finance Book

“Get a G.R.A.S.P. on Your Budget and Your Cash”

A Personal Finance Book and “How-To” Money Management program

 

Are You Among the 90% that are NOT Wealthy?

See the latest Consumer Reports Index: Financial Troubles Grow for Middle Income Americans. Americans and others all around the globe are more in debt than ever. We’ve never been taught the “How-To” in managing our money. That’s why I wrote this book, to help the 90% that are not wealthy to “Get a GRASP…”

Our Personal Finance Book is “cookbook-style” workbook that will walk you through the entire process, focusing on all 3 KEY aspects of successful personal financial budgeting: Motivation, Knowledge and Discipline. We also teach you how to team-up with your spouse or significant other so that you are on the same page with your financial goals. We walk you through the steps to effectively develop a personal finance budget and long term financial roadmap for you and your family. Each chapter in our book ends with a question and answer section that allows you to build your financial plan as you go. We also provide you all the hardcopy budgeting forms for FREE in the back of the book.

Our Personal Finance Book Highlights…

Our book comes in a variety of formats including hardcopy (English), e-Book (English), e-Book (Spanish) and is also included in our new Family Series package with Microsoft Excel worksheets for all age groups.

Personal Finance Book Personal Finance Book highlights:

  • Start with Goal setting, determining “Needs vs Wants”
  • Learn how to record your Assets, Debts and Expenses
  • Learn how to manage your monthly expenses within your monthly income
  • Cookbook-style workbook “walks you through” all steps in the budgeting process
  • Learn techniques and skills to stay on track month after month
  • Perfect for couples who want to get “on the same page”
  • Promote solid money lessons for kids with our Kid’s Reward Program
  • Pay-off debt as quickly as possible
  • Learn about cash envelopes vs virtual envelopes
  • Bottom Line: Gain control of where YOU want your money to go

List Price $29.95 Order Now at a substantial discount at Amazon.com! (book only)

What is “Get a G.R.A.S.P.?

After years of researching and using personal finance budgeting tools, we’ve developed a 5-step personal finance budgeting process (G.R.A.S.P.) that makes budgeting easy-to-do and eliminates the stress associated with balancing your monthly finances.

5-Step Personal Budgeting Program

  1. Gather and organize all your financial records
  2. Record your financial data onto budgeting worksheets
  3. Analyze your financial situation
  4. Set-Up Virtual Envelopes
  5. Pay-Off Debt

The “Get a G.R.A.S.P…” 5-step budgeting program will help you:

  • Set Goals and Track your Progress
  • Balance your Income and Expenses
  • Record all your Assets and Debts
  • Understand the Power of Long-Term Savings and Compound Interest
  • Establish an Emergency Fund
  • See the impact of debt and show you how to pay it off as quickly as possible
  • Set up a reward program for your children

What Makes Us Different?

“Get a G.R.A.S.P…” is a personal finance book, a workbook, and a cookbook style “how-to” budgeting program all in one!

Our “Get a GRASP” personal finance book and budgeting program is the only program that provides a “how-to” cookbook style approach and focuses on all 3 KEY aspects of successful personal financial budgeting:

  • Motivation (a life of zero debt and reaching goals)
  • Knowledge (the G.R.A.S.P. budgeting process)
  • Discipline (how to stay on track)

We break down each of the above into easy-to-read chapters starting with Goals and Needs vs Wants to give you a solid goals-based foundation. Then we teach you about Assets, Debt, Monthly Expenses, and the G.R.A.S.P budgeting process. We also give you the tools needed to stay on track, yes, DISCIPLINE!

We literally help you build and reach your financial goals with a cookbook-style approach. Each chapter in the book ends with a set of questions that allow you to build your personal budgeting program as you progress throughout the 3 major sections of the book.

Additional Budgeting Tools Available

If you prefer using a computer to develop your personal financial roadmap, you can experience even greater time savings with our Microsoft Excel worksheets. With beautiful graphs and charts, you will be able to create a document that any banker or financial planner will be impressed with! Our Budgeting Worksheets are a very powerful program that is inexpensive and easy-to-use with color-coded data entry cells. You do not need to be an expert in MS Excel! (But it does need to be available on your computer).

The worksheets are downloaded immediately to your computer so you can start building your complete financial roadmap in minutes!

We have MS Excel worksheets for every age group, even as young as 3-years old, to help you build an understanding of money and finance at every age group in your family.

Available on amazon.com…



 

Testimonials

“As an accountant, I see clients every day that struggle with managing their finances. Mike Kastler’s latest Version 2 budgeting worksheets are the perfect solution. Loaded with new features such as Goal Setting, Paycheck Allocator, and Saving’s Allocator plus all the prior worksheets, this program has the features I’ve been looking for in a budgeting program for my clients!” – April, 2011 – D. Jackson, Accountant

“…It is truly an experience that will change your financial future.” – January, 2010 – Pastor Frank Collins, seminar review

“…a professional budgeting plan valued at $250.00.”  February, 2010 – Tom, CPA, Liberty Tax office in Flint, MI, seminar review

“..Mike Kastler guides you through a very easy to follow formula to help identify and stop the “leaks” in your financial boat. His book is wonderful and it can benefit anyone who is interested in reaching a financial goal, and saving money for the future.”  James S, amazon.com review

“I am a single mother with 2 children. This book has been a lifesaver for me. I am forever on a budget! I have tried other programs in the past however; I have never had any success until I purchased this gem…”   J. Mitchell, amazon.com review

“I was unemployed and this program was instrumental in getting me readjusted to a much smaller income.” Anonymous

For a complete list of our book options, budgeting worksheets, and services

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